National Pension Authority Declares 11.68%–11.72% Return for Universal Pension Scheme

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The National Pension Authority (NPA) has declared an annual return rate between 11.68% and 11.72% on investments under the Universal Pension Scheme for the 2025–26 fiscal year.

The decision was finalized and approved during the 4th board meeting of the NPA, held at the Ministry of Finance on Thursday (September 17). Finance and Planning Minister Amir Khasru Mahmud Chowdhury presided over the session.

The board reviewed the ongoing implementation of the universal pension system and approved several policy proposals to enhance financial incentives, improve accessibility, and ensure long-term social security for subscriber categories.

Key Policy Decisions and Structural Proposals

The board approved critical expansions to subscriber benefits alongside financial returns:

  • Extended Pension Nominee Benefits: Decision taken to extend the duration of pension benefits payable to a deceased pensioner's nominee from age 75 to age 80.

  • Introduction of Shariah-Compliant Version: Approved foundational preparation to launch Islamic (Shariah-compliant) editions across the existing Probash, Progoti, Surokkha, and Shomota schemes to encourage broader participation among Muslim citizens.

  • Emergency Withdrawal Provisions: Agreed to formulate structured guidelines allowing subscribers to execute partial withdrawals under extraordinary circumstances—such as physical disability or severe financial distress—after completing a minimum contribution tenure of five years.

  • Incentive Hikes for Registration Partners: Discussed increasing the registration commission for Union Digital Centers (UDC) from Tk 15 to Tk 25 per subscriber, alongside reviewing commission structures for banks, the postal department, and Mobile Financial Services (MFS).

  • Health Insurance Integration: Initiated preliminary discussion on integrating basic health insurance coverage under the Universal Pension Scheme umbrella.

The meeting was attended by the Finance Secretary, senior secretaries from relevant ministries, representatives from the Governor of Bangladesh Bank, the Chairman of the Bangladesh Securities and Exchange Commission (BSEC), and the Administrator of the FBCCI.

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১৭-৯-২০২৬ বিকাল ৬:৩৬

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The National Pension Authority (NPA) has declared an annual return rate between 11.68% and 11.72% on investments under the Universal Pension Scheme for the 2025–26 fiscal year.

The decision was finalized and approved during the 4th board meeting of the NPA, held at the Ministry of Finance on Thursday (September 17). Finance and Planning Minister Amir Khasru Mahmud Chowdhury presided over the session.

The board reviewed the ongoing implementation of the universal pension system and approved several policy proposals to enhance financial incentives, improve accessibility, and ensure long-term social security for subscriber categories.

Key Policy Decisions and Structural Proposals

The board approved critical expansions to subscriber benefits alongside financial returns:

  • Extended Pension Nominee Benefits: Decision taken to extend the duration of pension benefits payable to a deceased pensioner's nominee from age 75 to age 80.

  • Introduction of Shariah-Compliant Version: Approved foundational preparation to launch Islamic (Shariah-compliant) editions across the existing Probash, Progoti, Surokkha, and Shomota schemes to encourage broader participation among Muslim citizens.

  • Emergency Withdrawal Provisions: Agreed to formulate structured guidelines allowing subscribers to execute partial withdrawals under extraordinary circumstances—such as physical disability or severe financial distress—after completing a minimum contribution tenure of five years.

  • Incentive Hikes for Registration Partners: Discussed increasing the registration commission for Union Digital Centers (UDC) from Tk 15 to Tk 25 per subscriber, alongside reviewing commission structures for banks, the postal department, and Mobile Financial Services (MFS).

  • Health Insurance Integration: Initiated preliminary discussion on integrating basic health insurance coverage under the Universal Pension Scheme umbrella.

The meeting was attended by the Finance Secretary, senior secretaries from relevant ministries, representatives from the Governor of Bangladesh Bank, the Chairman of the Bangladesh Securities and Exchange Commission (BSEC), and the Administrator of the FBCCI.